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What is a Credit Card? A credit card is a secured and flexible way that enables the cardholders to pay a merchant for goods and services based on their credit eligibility. Credit card lets the cardholders spend money on credit up to a pre-set credit limit which is fixed by the card issuer, generally a bank or a financial institution.  The bank inspects the credibility of the credit card applicant and grants a line of credit from which the cardholder can borrow money for payment to a merchant for goods and services. Following points will guide you to understand the credit card in a better way. Credit card lets you make purchases on your credit eligibility and repay the amount at a later date.  Banks decide the credit limit and the cardholders cannot spend beyond their predefined credit limit.  Credit limit of the cardholders is assigned based on their income stability, credit history, and job stability.  A credit card is tied to a credit account with a bank, and the c...

In his recent statement, Commerce Secretary Anup Wadhawan said India has recorded a huge growth in the export of cereals, wheat, non-basmati rice, maize, millets, and other coarse grains. The United States, China, UAE, Bangladesh, Vietnam, Saudi Arabia, Nepal, Indonesia, Iran and Malaysia are among the largest markets for India's agricultural products.  India’s export of agricultural and allied products grew by 17.34% to USD 41.25 billion in the fiscal year 2020-21, a top government official said on Thursday. Commenting on the statement, he further added that this growth momentum is expected to be sustained in the current fiscal year as well.  Anup Wadhawan, Commerce Secretary to the Government of India, said huge growth has been witnessed in the export of cereals, millets, non-basmati rice, wheat, maize and other coarse grains. He also cited that exports from several clusters have taken place for the first time, for example, the export of black Rice from Chandauli, and fresh ...

Let's see what kind of questions are asked from different subjects in competitive examinations. In this article we have covered various topics out of which questions are more likely to be asked in competitive exams. From important topics like History, Geography, Indian Polity, Indian Economy, Physics, Chemistry, Biology and Current Affairs, we have prepared a series of 16 questions, choosing two questions from each subject.  With the help of these questions, you will be able to know how to study various subjects to prepare for competitive exams and at the same time you can develop your understanding towards the preparation of the most asked questions in the exam. History - 2 Q. 1: - Who was the first and only Indian Governor General of independent India?       (A) Dadabhai Naoroji        (B) Chakravarti Rajagopalachari        (C) Bhimrao Ambedkar        (D) Lord Mountbatten          ...

आइये! देखते हैं की प्रतियोगी परीक्षाओं में विभिन्न विषयों से किस प्रकार के प्रश्न पूछे जाते हैं। इस लेख में हमने विभिन्न विषयों को शामिल किया है जिनमें से प्रतियोगी परीक्षाओं में प्रश्नों के पूछे जाने की अधिक संभावना होती है। इतिहास, भूगोल, भारतीय राजव्यवस्था, भारतीय अर्थव्यवस्था, भौतिक विज्ञान, रसायन विज्ञान, जीव विज्ञान तथा करंट अफेयर्स जैसे महत्त्वपूर्ण विषयों से हमने प्रत्येक विषय से दो-दो प्रश्न चुनते हुए 16 प्रश्नों की एक श्रृंखला तैयार की है।  इन प्रश्नों की मदद से आप यह जान पाएंगे की प्रतियोगी परीक्षाओं की तैयारी के लिए विभिन्न विषयों को किस तरह से पढ़ा जाए और साथ ही साथ आप परीक्षा में सर्वाधिक पूछे जाने वाले प्रश्नों की तैयारी के प्रति अपनी समझ को भी विकसित कर सकते हैं।  इतिहास - 2 Q. 1:- स्वतंत्र भारत के प्रथम एवं एकमात्र भारतीय गवर्नर जनरल कौन थे?         (A) दादाभाई नौरोजी (B) चक्रवर्ती राजगोपालाचारी       (C) भीमराव अंबेडकर (D) लॉर्ड माउंटबेटन                     ...

On 26 January, 1950, the Constitution of India came into force and with the abolishment of the title of Governor-General, Dr. Rajendra Prasad took the oath as the first President of Independent India.  भारतीय संविधान को बनने में 2 साल, 11 महीना, 17 दिन क्यों लगा? 6 December 1946:  Formation of the Constitution Assembly  9 December 1946:   First meeting was held in the Constitution Hall (Central Hall of Parliament House)  Appointment of Sachchidananda Sinha as temporary President  11 December 1946:  Appointment of Rajendra Prasad as President  13 December 1946:  Presentation of 'Objective Resolution' by Jawaharlal Nehru that later became the Preamble of the Constitution  22 January 1947:  Adoption of the 'Objective Resolution'  22 July 1947:  Adoption of the National Flag 15 August 1947:  Achievement of Indian Independence from British Rule 29 August 1947:  Appointment of B. R. Ambedkar as the Chairman of the Draf...

The Comptroller and Auditor-General of India is a constitutional authority who does auditing of the accounts of the Government of India, State Governments, and Public Sector Undertakings (PSUs) and submits the audited reports to the respective officials.  Article 148 - About the Comptroller and Auditor-General of India Article 149 - Duties and powers of the Comptroller and Auditor-General Article 150 - Form of Accounts of the Union and of the States Article 151 - Audit Reports   Click Here to Watch Complete Video Explanation on the Comptroller and Auditor General of India The Comptroller and Auditor General of India -   CAG is a Constitutional Authority Appointed by the President of India Removal Process - Same as Judge of the Supreme Court Tenure - 6 years or up to 65 years of age (whichever is earlier) Office Administrative Expenses - charged upon the Consolidated Fund of India Salary & Service Conditions - The Comptroller and Auditor General's (Duties, Powers ...

The Attorney-General for India  Article 76 of the Constitution of India defines the Attorney-General as the chief legal officer of the country representing the central government in case of every relevant legal affairs.  Article 76 of the Indian Constitution        Chief Legal Officer of the Country                    Appointed by the President  The Attorney-General for India is a constitutional post Qualification - Equivalent to the Judge of the Supreme Court Advising the Government of India upon legal matters  Ranks 11th in the Indian Order of Precedence Hold office during the pleasure of the President  Click the Below Text to Watch Detailed Video Explanation on Attorney-General, Solicitor General, Additional Solicitor-General, and Advocate-General The Solicitor General of India Subordinate to the Attorney General for India Second Chief Law Officer of the country  Assists the Attorney G...

इससे पहले कि हम बैंकों के राष्ट्रीयकरण के बारे में विस्तार से चर्चा शुरू करें, आइए “राष्ट्रीयकरण” शब्द के सही अर्थ को समझें। राष्ट्रीयकरण निजी व्यक्तियों या क्षेत्रों से सरकारी क्षेत्रों को स्वामित्व हस्तांतरित करने की एक प्रक्रिया है। इसी तरह, भारत में बैंकों के राष्ट्रीयकरण के मामले में, जो दो चरणों में चला, बैंकों के स्वामित्व, विनियमन और नियंत्रण को निजी अधिकारियों से सरकार के हाथों में स्थानांतरित कर दिया गया। बैंकों का राष्ट्रीयकरण निजी एकाधिकार को समाप्त करने और भारतीय रिजर्व बैंक के कानूनों और विनियमों के अनुसार भारतीय बैंकिंग प्रणाली को चैनलाइज करने का एक कदम था। भारत की तत्कालीन प्रधानमंत्री श्रीमती इंदिरा गांधी के कार्यकाल में बैंकों का राष्ट्रीयकरण पहली बार किया गया था। राष्ट्रीयकरण की प्रक्रिया शुरू होने से पहले, भारतीय रिज़र्व बैंक, भारतीय स्टेट बैंक (SBI) को छोड़कर भारत के सभी बैंकों के प्रावधानों और विनियमों को निजी व्यक्तियों द्वारा स्वामित्व और प्रबंधित किया जाता था।  भारत में बैंकों का राष्ट्रीयकरण दो अलग-अलग चरणों में हुआ। वर्ष 1969 में, भारत सरकार ने बैंकिंग कं...

Master of Pharmacy [M. Pharm] (Drug Regulatory Affairs) is a four-semester regular postgraduate course that drives the Research and Development efforts of the pharmaceutical companies to the market. The minimum educational qualification for getting admission into the Master of Pharmacy [M. Pharm] (Drug Regulatory Affairs) course is a minimum aggregate score of 45% in B.Pharm from a recognized University.  Drug Regulatory Affairs is a crucial component of the pharmaceutical industry as it increases global competitiveness among pharmaceutical companies. Master of Pharmacy [M. Pharm] (Drug Regulatory Affairs) is a 2-year full-time postgraduate course that aims towards a comprehensive education in gaining Regulatory and Quality Compliance in the pharmaceutical industry. The detailed syllabus of the Master of Pharmacy [M. Pharm] (Drug Regulatory Affairs) course as per all the four semesters is mentioned below: SEMESTER I SEMESTER II National Regulatory Affairs International Regulatory S...

The Master of Pharmacy [M. Pharm] (Drug Regulatory Affairs) is a specialized branch of knowledge where individuals are transformed into proficient medical professionals. Therefore, the selection of the best college becomes significant for further proceedings in this field. Thus a thorough understanding of each and every important detail of the college right from its fee structure, infrastructure to course curriculum should be taken into consideration while selecting the best college. However, the list of the best colleges for pursuing the Master of Pharmacy [M. Pharm] (Drug Regulatory Affairs) is given below: Maharishi Dayanand University Manipal University Amity University Lovely Professional University Bharati Vidyapeeth Vijaya College of Pharmacy College of Medicine and Health Sciences Nitti Gulabi Shetty Memorial Institute of Pharmaceutical Sciences Master of Pharmacy [M. Pharm] (Drug Regulatory Affairs) Admission Process Master of Pharmacy [M. Pharm] (Drug Regulatory Affairs) is a...